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Pursuing Injury Compensation When The Other Driver Is Uninsured

One of the basics of dealing with a car accident in New Jersey is making sure you have the other driver’s insurance information after the collision. When both parties have auto insurance, one of the main sources of compensation for injuries caused by a car wreck is the negligent driver’s insurance. When you are hit by an uninsured driver, it’s much harder to recover compensation to help pay medical bills, make up for lost wages or support your family.

At Deitch & Perone, P.C., our pair of attorneys diligently search for compensation venues for clients with serious injuries. We work in a variety of practice areas with families in New Jersey, which gives us a front seat to see how an accident injury can have a ripple effect on an injured person’s finances and personal life.

Why Uninsured/Underinsured Motorist Coverage Matters

New Jersey motorists are required to carry uninsured/underinsured motorist (UI/UIM) coverage. This benefits you if you are in an accident with an uninsured driver because you can make a claim on your own policy to care for your injuries and replace or repair your car. If the driver who hit you was only carrying the minimum of $15,000 of personal injury coverage, you may make a claim with your insurance carrier for damages over the $15,000 threshold. Our attorneys are experienced in making UI/UIM claims and can help you navigate the process successfully.

Dram Shop Liability And Drunk Drivers

Another potential source of liability in car accidents that involve an intoxicated driver rests with the person who served them a drink. New Jersey law allows victims of auto accidents to sue commercial establishments that serve liquor, as well as hosts of social events if 1) the driver in question received alcohol even when visibly intoxicated or if 2) the driver was clearly under the age of 21. Regardless of the driver’s insurance status, this liability places responsibility on those who manage settings where alcohol is present to oversee their duties responsibly.

We’ll Fight For Your Recovery At Deitch & Perone, P.C.

You have a powerful legal team at your side if you hire the personal injury lawyers at Deitch & Perone, P.C. We don’t take “no insurance” for an answer when it comes to finding compensation for your injuries. Learn how we can help you find the funds you need to get better by calling us at 732-287-6086. You may also send us an online message to set up your free introductory appointment.